Howard County Property Tax Guide 2026
Complete guide to Howard County (HCAD) property tax - rates, deadlines, payment options, and how to protest your appraisal in Big Spring and surrounding areas.
Key Dates
- Payment due
- January 31, 2026
- Notices mailed
- April 2026
- Protest deadline
- May 15, 2026 (or 30 days after notice)
- ARB Hearings
- May-September 2026
Tax rates
Average Total (Howard): 1.6% - 2.1%
- School district
- Varies by district
- County
- Varies by location
- City
- Varies by city
- Special Districts
- Varies by location
Official Resources - Howard
How to Protest Property Tax - Howard
How to protest your property tax
1. Review your notice
Check your Notice of Appraised Value for errors in square footage, bedroom count, or market value.
2. File a protest
Submit online or by mail before May 15 (or 30 days after receiving your notice). Filing is free.
3. Gather evidence
Collect comparable sales from your neighborhood and photos of any property issues that affect value.
4. Present your case
Attend your ARB hearing in person, online, or let a professional represent you.
Filing is free and risk-free. Your assessed value cannot increase as a result of protesting.
Payment Information
Online Payment
Credit Card: Varies (typically 2-3%) | eCheck: Often free or minimal fee
Mail Payment
Howard County Tax Office - contact for address
Texas Homestead Exemptions
Property tax exemptions
Homestead Exemption
For your primary residence. Provides $100,000 off school taxes and a 10% cap on annual value increases.
- • $100,000 exemption from school district taxes
- • Up to 20% exemption from county/city taxes
- • 10% annual cap on appraised value increases
Over-65 Exemption
Additional benefits for seniors 65 and older, including a school tax freeze and optional tax deferral.
- • Extra $10,000+ exemption from school taxes
- • School tax ceiling frozen at age 65 amount
- • Optional deferral of all taxes until sale
Disabled Veteran Exemption
For veterans with a VA disability rating. Exemption amount depends on disability percentage.
- • 10-69% disability: $5,000-$10,000 exemption
- • 70-100% disability: $12,000+ exemption
- • 100% disabled: Complete tax exemption
Apply through your county appraisal district. You only need to apply once.
Check your savings potential
Enter your address to see your current tax bill and estimate how much you could save by protesting.
Free. No account required.