Kerr County Property Tax Guide 2026
Complete guide to Kerr County (Kerr CAD) property tax — rates, deadlines, payment options, and how to protest your appraisal in Kerrville and surrounding areas.
Key Dates
- Payment due
- January 31, 2026
- Notices mailed
- April 2026
- Protest deadline
- May 15, 2026 (or 30 days after notice)
- ARB Hearings
- May-September 2026
Tax rates
Average Total (Kerr): 1.7% - 2.2%
- School district
- Varies by district
- County
- Varies by location
- City
- Varies by city
- Special Districts
- Varies by location
About Kerr Property Tax
Kerr County is part of the San Antonio metropolitan area, where steady military, healthcare, and technology sector growth has driven consistent property value increases. With a population of approximately 53,900 and an estimated 22,000 properties on the tax roll, Kerr County represents a significant share of the regional housing market. Combined tax rates in Kerrville and surrounding areas typically range from 1.7% - 2.2%. The Kerr CAD appraisal district is responsible for annual property valuations, and every homeowner has the right to protest their appraised value. San Antonio metro homeowners often benefit from protesting because the region's diverse housing stock makes it possible to find comparable sales that support a lower valuation.
Average Home Value
$280,000
Typical Annual Tax
$5,900/year
Official Resources - Kerr
Why Protest in Kerr?
- San Antonio metro has seen steady 5-8% annual appreciation, but Kerr CAD sometimes applies blanket increases that don't match individual property conditions.
- Military community turnover in Kerr County creates frequent resales that can provide strong comparable evidence for protests.
- Texas has no state income tax, so property taxes fund most local services — this makes appraisal accuracy especially important for Kerr County homeowners.
- Over 80% of all residential protests in Texas result in a lower value. The odds are in your favor.
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How to Protest Your Property Tax
File your protest before the May 15 deadline (or 30 days after your notice, whichever is later). You can file online, by mail, or in person at the Kerr CAD office.
Gather 3-5 comparable sales within 1 mile of your property that sold for less than your appraised value. Focus on sales from the 12 months before January 1 of the tax year.
Check your property details on the Kerr CAD website for errors — wrong square footage, extra bathrooms, or incorrect lot size can inflate your value.
Many San Antonio-area homeowners succeed by showing that the Kerr CAD appraisal exceeds what similar homes in Kerrville have actually sold for recently.
If you live near a military base, turnover-driven sales often provide strong comparable data at or below appraisal values.
Payment Information
Online Payment
Credit Card: Varies (typically 2-3%) | eCheck: Often free or minimal fee
Mail Payment
Kerr County Tax Office - contact for address
Property tax exemptions
Homestead Exemption
For your primary residence. Provides $100,000 off school taxes and a 10% cap on annual value increases.
- $100,000 exemption from school district taxes
- Up to 20% exemption from county/city taxes
- 10% annual cap on appraised value increases
Over-65 Exemption
Additional benefits for seniors 65 and older, including a school tax freeze and optional tax deferral.
- Extra $10,000+ exemption from school taxes
- School tax ceiling frozen at age 65 amount
- Optional deferral of all taxes until sale
Disabled Veteran Exemption
For veterans with a VA disability rating. Exemption amount depends on disability percentage.
- 10-69% disability: $5,000-$10,000 exemption
- 70-100% disability: $12,000+ exemption
- 100% disabled: Complete tax exemption
Apply through your county appraisal district. You only need to apply once.
Frequently Asked Questions
The combined property tax rate in Kerr County typically ranges from 1.7% - 2.2%, depending on your exact location. This includes county, school district, city, and special district taxes. Rates vary by taxing jurisdiction — you can find your exact rate on your tax bill or at the Kerr County Tax Office website.
Compare with Nearby Counties
| County | Avg. Tax Rate | Major City | |
|---|---|---|---|
| Kendall County | 1.8% - 2.3% | Boerne | View Guide |
| Medina County | 1.7% - 2.2% | Hondo | View Guide |
Check your savings potential
Enter your address to see your current tax bill and estimate how much you could save by protesting.
Free. No account required.