Ellis County Property Tax Guide 2026
Complete guide to Ellis County (ECAD) property tax — rates, deadlines, payment options, and how to protest your appraisal in Waxahachie and surrounding areas.
Key Dates
- Payment due
- January 31, 2026
- Notices mailed
- April 2026
- Protest deadline
- May 15, 2026 (or 30 days after notice)
- ARB Hearings
- May-September 2026
Tax rates
Average Total (Ellis): 2.1% - 2.6%
- School district
- ~1.2-1.5%
- County
- ~0.35%
- City
- ~0.4-0.6%
- Special Districts
- Varies
About Ellis Property Tax
Ellis County sits within the Dallas-Fort Worth Metroplex, one of the fastest-growing metro areas in the United States. Rapid development and strong housing demand have pushed property appraisals upward, with combined tax rates in the Waxahachie area typically ranging from 2.1% - 2.6%. The ECAD appraisal district determines property values annually, and Texas law gives homeowners the right to challenge their appraisals through a formal protest process. Given the pace of new construction and resale activity, many homeowners find their appraised values exceed what comparable properties have actually sold for.
Average Home Value
$380,000
Typical Annual Tax
$8,400/year
Official Resources - Ellis
Why Protest in Ellis?
- DFW Metroplex home values surged during the pandemic era. ECAD mass appraisals may not reflect the cooling that has occurred in specific Waxahachie neighborhoods.
- New construction in Ellis County creates comparison opportunities — if similar new homes sold for less than your appraised value, that's strong protest evidence.
- Texas has no state income tax, so property taxes fund most local services — this makes appraisal accuracy especially important for Ellis County homeowners.
- Over 80% of all residential protests in Texas result in a lower value. The odds are in your favor.
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How to Protest Your Property Tax
File your protest before the May 15 deadline (or 30 days after your notice, whichever is later). You can file online, by mail, or in person at the ECAD office.
Gather 3-5 comparable sales within 1 mile of your property that sold for less than your appraised value. Focus on sales from the 12 months before January 1 of the tax year.
Check your property details on the ECAD website for errors — wrong square footage, extra bathrooms, or incorrect lot size can inflate your value.
For DFW properties, use the ECAD online portal to download your property record card. Verify the condition rating, effective age, and quality classification are accurate.
If your Waxahachie neighborhood has recent sales below your appraisal, bring MLS printouts to the hearing — appraisal districts give weight to agent-verified sales data.
Payment Information
Online Payment
Credit Card: 2.3% fee (typical) | eCheck: Often free or minimal fee
Mail Payment
Ellis County Tax Office, 109 S Jackson St, Waxahachie, TX 75165
Property tax exemptions
Homestead Exemption
For your primary residence. Provides $100,000 off school taxes and a 10% cap on annual value increases.
- $100,000 exemption from school district taxes
- Up to 20% exemption from county/city taxes
- 10% annual cap on appraised value increases
Over-65 Exemption
Additional benefits for seniors 65 and older, including a school tax freeze and optional tax deferral.
- Extra $10,000+ exemption from school taxes
- School tax ceiling frozen at age 65 amount
- Optional deferral of all taxes until sale
Disabled Veteran Exemption
For veterans with a VA disability rating. Exemption amount depends on disability percentage.
- 10-69% disability: $5,000-$10,000 exemption
- 70-100% disability: $12,000+ exemption
- 100% disabled: Complete tax exemption
Apply through your county appraisal district. You only need to apply once.
Frequently Asked Questions
The combined property tax rate in Ellis County typically ranges from 2.1% - 2.6%, depending on your exact location. This includes county, school district, city, and special district taxes. Rates vary by taxing jurisdiction — you can find your exact rate on your tax bill or at the Ellis County Tax Office website.
Compare with Nearby Counties
| County | Avg. Tax Rate | Major City | |
|---|---|---|---|
| Dallas County | 2.1% - 2.6% | Dallas | View Guide |
| Johnson County | 2.0% - 2.6% | Cleburne | View Guide |
| Navarro County | 1.9% - 2.4% | Corsicana | View Guide |
| Hill County | 1.8% - 2.3% | Hillsboro | View Guide |
Check your savings potential
Enter your address to see your current tax bill and estimate how much you could save by protesting.
Free. No account required.