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Hays County Property Tax Guide 2026

Complete guide to Hays County (Hays CAD) property tax — rates, deadlines, payment options, and how to protest your appraisal in San Marcos and surrounding areas.

Key Dates

Payment due
January 31, 2026
Notices mailed
April 2026
Protest deadline
May 15, 2026 (or 30 days after notice)
ARB Hearings
May-September 2026

Tax rates

Average Total (Hays): 2.0% - 2.5%

School district
~1.1-1.4%
County
~0.35%
City
~0.4-0.6%
Special Districts
Varies (MUD/ESD)

About Hays Property Tax

Hays County is part of the Austin metropolitan area, which experienced dramatic property value increases during 2020-2023 and has since seen some market correction. Combined tax rates in the San Marcos area typically range from 2.0% - 2.5%, making property taxes a major household expense. The HCAD appraisal district sets property valuations each year, and homeowners can protest values they believe are too high. With recent market adjustments, many homeowners may have strong evidence that their appraised value exceeds current market conditions.

Average Home Value

$420,000

Typical Annual Tax

$8,900/year

Official Resources - Hays

Why Protest in Hays?

  • Austin-area values peaked in 2022-2023 and have corrected in many neighborhoods. Your HCAD appraisal may still reflect peak pricing.
  • The 10% homestead cap limits appraisal increases, but if your base value is too high, you're overpaying every year going forward.
  • Texas has no state income tax, so property taxes fund most local services — this makes appraisal accuracy especially important for Hays County homeowners.
  • Over 80% of all residential protests in Texas result in a lower value. The odds are in your favor.

Check your savings potential

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How to Protest Your Property Tax

  1. File your protest before the May 15 deadline (or 30 days after your notice, whichever is later). You can file online, by mail, or in person at the HCAD office.

  2. Gather 3-5 comparable sales within 1 mile of your property that sold for less than your appraised value. Focus on sales from the 12 months before January 1 of the tax year.

  3. Check your property details on the HCAD website for errors — wrong square footage, extra bathrooms, or incorrect lot size can inflate your value.

  4. Austin-area properties may benefit from the "unequal appraisal" argument if neighboring homes are appraised at lower per-square-foot values.

  5. Market correction data from the Austin Board of Realtors showing declining median prices can support your case for a lower value.

Payment Information

Online Payment

Credit Card: 2.3% fee | eCheck: no fee

Mail Payment

Hays County Tax Office, 712 S Stagecoach Trail, San Marcos, TX 78666

Property tax exemptions

Homestead Exemption

For your primary residence. Provides $100,000 off school taxes and a 10% cap on annual value increases.

  • $100,000 exemption from school district taxes
  • Up to 20% exemption from county/city taxes
  • 10% annual cap on appraised value increases

Over-65 Exemption

Additional benefits for seniors 65 and older, including a school tax freeze and optional tax deferral.

  • Extra $10,000+ exemption from school taxes
  • School tax ceiling frozen at age 65 amount
  • Optional deferral of all taxes until sale

Disabled Veteran Exemption

For veterans with a VA disability rating. Exemption amount depends on disability percentage.

  • 10-69% disability: $5,000-$10,000 exemption
  • 70-100% disability: $12,000+ exemption
  • 100% disabled: Complete tax exemption

Apply through your county appraisal district. You only need to apply once.

Frequently Asked Questions

The combined property tax rate in Hays County typically ranges from 2.0% - 2.5%, depending on your exact location. This includes county, school district, city, and special district taxes. Rates vary by taxing jurisdiction — you can find your exact rate on your tax bill or at the Hays County Tax Office website.

Compare with Nearby Counties

Check your savings potential

Enter your address to see your current tax bill and estimate how much you could save by protesting.

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Hays County Property Tax Guide 2026 | San Marcos, Kyle TX | Grounda